Merchant Cash Advances
Get an advance based on future credit card sales. Flexible payments that flow with your revenue.
- No fixed monthly payment
- Approval in hours
- Funding in 24 hours
Funding $5K – $5M • 24-hour decisions
Fast Business Funding for Growing Companies
Access $5,000 to $5,000,000 in business funding with a simple application process, quick decisions, and funding available in as little as 24 hours.
- $5M
- Max funding
- 24 hrs
- To funding
- 8
- Programs
- 10+
- Industries
Fast Decisions
Funding in 24 hours
Flexible Programs
Dedicated Specialists
About Five Boroughs
Funding Solutions Built for Business Owners
At Five Boroughs Capital, we help business owners secure the capital they need to grow, expand, manage cash flow, purchase equipment, hire employees, and seize new opportunities. Our streamlined process and commitment to client success make obtaining business funding simple and efficient.
- Plain-English terms
- Specialist matched to your industry
- Multiple offers, one application
- No impact on personal credit to apply
$5M
Maximum funding amount available across our programs.
8 Programs
From MCAs to SBA financing — one application surfaces every option you qualify for.
24-hour funding
Once approved, capital can hit your account the same day.
One specialist
Start to finish — you'll know your funding specialist by name.
Funding Solutions
Capital strategies for every stage
Eight purpose-built programs. We match you with the one that actually fits your business.
Working Capital Solutions
Cover day-to-day expenses, payroll, and inventory without disrupting cash flow.
- $5K–$5M available
- Short-term flexibility
- Use funds however you need
Revenue-Based Financing
Repay as a small percentage of monthly revenue — perfect for seasonal businesses.
- Aligned with cash flow
- No collateral required
- Quick approvals
Business Lines of Credit
Draw what you need, when you need it. Only pay for what you use.
- Revolving access
- Build credit history
- Always-on capital
Equipment Financing
Finance the trucks, machinery, and tools that grow your business.
- Up to 100% financing
- Tax-friendly structures
- Fast approvals
Term Loans
Fixed funding with predictable payments for long-term growth investments.
- Predictable terms
- Competitive rates
- Larger funding amounts
SBA Financing
Government-backed loans with attractive rates and longer repayment terms.
- Lower rates
- Longer terms
- Higher amounts
Debt Consolidation
Combine multiple positions into one simple, manageable payment.
- Lower payments
- Improved cash flow
- Simplified finances
Industries We Serve
Funding tailored to your industry
From job-site to dining room — we understand the cash flow rhythms that matter.
Construction
Roofing
Landscaping
Transportation
Restaurants
Auto Repair
Retail
Healthcare
Manufacturing
Professional Services
How It Works
A funding process that respects your time
Three steps. Most clients move from application to funded in under a week.
01
Apply
Complete a simple online application in minutes — no impact on personal credit.
02
Review
Our specialists review your business profile and funding needs, then present matched offers.
03
Fund
Choose your program. Receive funding quickly and move your business forward.
Simple Underwriting
All we need is two things
No tax returns. No P&L. No mountain of paperwork. To underwrite your file and present real funding offers, we only ask for the last 4 months of business bank statements and a one-page application.
Start My ApplicationLast 4 Months
Business Bank Statements
PDFs straight from your bank. Personal accounts not required.
One-Page
Application
Basic business details. Takes about 3 minutes to complete.
That's the entire underwriting package. Most clients get matched offers the same business day.
Why Choose FBC
Built on speed, trust, and long-term partnership
Fast Turnaround Times
Decisions in hours, not weeks.
Flexible Funding Options
Eight programs tailored to your needs.
Personalized Service
Real specialists, not a 1-800 queue.
Transparent Process
Clear terms. No surprises. Ever.
Growth-Focused
Funding strategies built to scale you.
Wide Industry Coverage
From construction to healthcare.
Ongoing Support
We stay with you well past funding.
Dedicated Specialists
One point of contact, start to finish.
Client Stories
Trusted by operators across the country
"Five Boroughs got us $250K in three days. We landed a contract we couldn't have touched otherwise. They picked up the phone every single time."
Marcus Reilly
Owner, Reilly Construction Group
"I needed working capital fast after a slow winter. They funded us inside of 24 hours and walked me through every option. Total professionals."
Sofia Marchetti
Owner, Bella Cucina Trattoria
"Equipment financing for two new trucks closed in a week. My specialist actually understood landscaping cash flow."
Devon Carter
Owner, Carter Outdoor Co.
"Honest, fast, and they didn't disappear after the deal closed. I've come back twice and recommended them to four shops."
Anthony Russo
Owner, Russo Auto & Tire
Apply Now
Get your funding options today
Tell us about your business. A specialist will call you with matched programs — typically within 4 business hours.
Call us directly
(609) 290-2225
Email a specialist
websitesfiveboroughs@gmail.com
Secure & confidential
Your information stays private.
FAQ
Answers before you apply
How much funding can I qualify for?
Most clients qualify for between $5,000 and $5,000,000 depending on monthly revenue, time in business, and the funding program selected. Your specialist will walk you through the maximum you qualify for during your consultation.
How quickly can I receive funding?
Pre-qualification typically takes a few hours. Once approved and documentation is complete, funds can be deposited in as little as 24 hours.
What documents are required?
To underwrite your file, all we need is a simple one-page application and your last 4 months of business bank statements. That's it. Larger or SBA programs may request additional financials.
Can startups apply?
Yes. While most of our programs require at least 6 months in business, we have options designed for newer businesses and growing startups.
What industries do you work with?
We fund construction, roofing, landscaping, transportation, restaurants, auto repair, retail, healthcare, manufacturing, professional services, and many more.
How does the application process work?
Apply online in minutes, our specialists review your profile and present tailored funding options, then you choose the program that fits and we fund — often within 24 hours.
Ready to grow your business?
Speak with a funding specialist today and explore funding options designed to help your business succeed.